Please find below credit cards offered by CorTrust Bank.
Compare CorTrust Bank Credit Cards
0% for 6 months
0% for 6 months|Transfer Fee: $0
14.49% - 21.49% (V)
annual fee
$0
rewards rate
None
Good
Pros
- No membership fees
- 0% intro APR on purchases
- 0% intro APR on balance transfers
Cons
- No rewards
- No initial rewards bonus
- Foreign fee
- Requires good/excellent credit
Additional Info
- Balance Transfer Fee is waived for balance transferred at time of account opening. After that, the balance transfer fee is 3% of each transfer up to maximum of $100.
- Travel & emergency assistance services.
- Cardholder inquiry service, Lost or stolen card reporting, Emergency card replacement and 24/7 customer service.
- Zero liability fraud support.
Featured Credit Cards
Ad Disclosure0% for 15 months
0% for 15 months|Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after)
20.49% - 29.24% (V)
annual fee
$0
rewards rate
1.5 - 5% Cash Back
Good
Pros
- Earn rate: 1.5 - 5% cash back
- 0% for 15 months on purchases and balance transfers
- $0 annual fee
Cons
- Balance transfer fee
- Foreign transaction fee
- Potential for a high regular APR
Rewards Details
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Additional Info
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
- No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
- Member FDIC
0% for 15 months from account opening
0% for 15 months from account opening on qualifying balance transfers|Transfer Fee: 3% intro for 120 days, then up to 5% (min $5)
20.24% - 29.99% Variable
annual fee
$0
rewards rate
2% Cash Rewards
Bonus Offer
$200 Cash Rewards
Bonus Offer
$200 Cash Rewards
Good
Pros
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
Cons
- High regular APR
- Foreign transaction fee
- Balance transfer fee
Rewards Details
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- No categories to track or remember and cash rewards don't expire as long as your account remains open.
Additional Info
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24%, or 29.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Not Offered
Not Offered
21.24% - 29.24% (V)
annual fee
$95
rewards rate
1 - 3 points / $1
Bonus Offer
60,000 points
Bonus Offer
60,000 points
Good
Pros
- 60,000 points initial bonus
- 3 points per $1 spent on travel, gas, dining and at supermarkets (1 point per $1 on everything else)
- No foreign-transaction fees
Cons
- $95 annual fee
- No 0% intro rates
- High regular APR
Rewards Details
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024.
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 ThankYou® Points are redeemable for $600 in gift cards or travel rewards at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
Additional Info
- No Foreign Transaction Fees on purchases
CorTrust Bank Credit Card Reviews
What's Your Rating?
I'd spotted activity on the card that wasn't mine and reached out to customer service. Customer service then sent me to another number who told me that I was misdirected. I was sent back to customer service. Customer service told me they'd send out a new card. They charged me $20 for the card. I asked why I was being charged when I didn't lose my card... there was fraud detected... They removed the fee. I received my new card and went to activate it. I was told that that card had been canceled and a new replacement had been sent. I didn't ask for that 2nd replacement. I was told that that replacement was sent early in the month and was clearly lost at this point so they could send another replacement, but that would take 10 business days. I said absolutely not- I didn't ask for the 2nd replacement and asked how I could get it sooner. They told me that I would need to pay to have it rushed.
So in short, I found fraudulent activity. I alerted my credit card company. They made a mistake. They then expected me to pay to remedy it on my terms.
I closed the account. The run around and the headache wasn't worth it and the lack of customer service was deplorable. Save your time and money and venture elsewhere.
CorTrust Bank Credit Card FAQ
Get answers to your questions about CorTrust Bank Credit Card below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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How do I apply for a CorTrust Bank credit card?
The easiest way to apply for a CorTrust Bank credit card is online. Alternatively, you can submit an application at your local CorTrust Bank branch. Applying by phone is not possible, but if you have any questions about the application process or the card's features, you can call customer service at (605) 996-0554.
Here's how to apply for a CorTrust bank credit card:
- Online: Simply visit the CorTrust Bank dedicated page and click “Apply Online.” You will need to fill out a form with your personal and financial information.
- At a branch: If you'd rather submit an application in person, visit your local CorTrust Bank branch and let a representative know that you would like to apply. You can also download an application form, fill it in, and print it out to have it ready for when you visit your local branch.
Right now, CorTrust Bank only offers one personal credit card, the CorTrust Bank CorPlatinum Credit Card. The card gives N/A spent on purchases, and requires at least good credit for approval. Plus, the CorTrust Bank CorPlatinum Credit Card has a $0 annual fee.
What's the CorTrust credit card phone number for customer service?
The CorTrust credit card phone number for customer service is (800) 252-0048. By calling this number, you will directly get in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
If you can't or don't want to talk to the CorTrust credit card customer service over the phone, you can reach them online. Just fill out the contact form and click on the “Submit” button.
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How do I check my CorTrust Bank credit card application status?
You cannot check your CorTrust Bank credit card application status.
If you're not approved instantly, expect a decision about your application in approximately 7 to 10 business days.
How long is a CorTrust Bank credit card grace period?
A CorTrust Bank credit card grace period is at least 25 days, lasting from the end of the billing cycle until the payment due date. You can find your grace period listed on the monthly statement. If you pay your statement balance in full every month, CorTrust Bank will not charge you any interest.
Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less...
Do you offer MasterCard credit cards?
Important Disclosures
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