CorTrust Bank
CorTrust Bank is a fourth-generation family-owned community bank serving the needs of individuals and businesses throughout South Dakota and Minnesota. And with a history that spans over 90 years, they do not intend to slow down. With CorTrust Bank, you can expect a bit of tradition, mixed with innovative solutions that go above and... show more
CorTrust Bank Reviews
The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 04/03/2024.
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I'd spotted activity on the card that wasn't mine and reached out to customer service. Customer service then sent me to another number who told me that I was misdirected. I was sent back to customer service. Customer service told me they'd send out a new card. They charged me $20 for the card. I asked why I was being charged when I didn't lose my card... there was fraud detected... They removed the fee. I received my new card and went to activate it. I was told that that card had been canceled and a new replacement had been sent. I didn't ask for that 2nd replacement. I was told that that replacement was sent early in the month and was clearly lost at this point so they could send another replacement, but that would take 10 business days. I said absolutely not- I didn't ask for the 2nd replacement and asked how I could get it sooner. They told me that I would need to pay to have it rushed.
So in short, I found fraudulent activity. I alerted my credit card company. They made a mistake. They then expected me to pay to remedy it on my terms.
I closed the account. The run around and the headache wasn't worth it and the lack of customer service was deplorable. Save your time and money and venture elsewhere.
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CorTrust Bank Q&A(15 questions)
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How do I apply for a CorTrust Bank credit card?
The easiest way to apply for a CorTrust Bank credit card is online. Alternatively, you can submit an application at your local CorTrust Bank branch. Applying by phone is not possible, but if you have any questions about the application process or the card's features, you can call customer service at (605) 996-0554.
Here's how to apply for a CorTrust bank credit card:
- Online: Simply visit the CorTrust Bank dedicated page and click “Apply Online.” You will need to fill out a form with your personal and financial information.
- At a branch: If you'd rather submit an application in person, visit your local CorTrust Bank branch and let a representative know that you would like to apply. You can also download an application form, fill it in, and print it out to have it ready for when you visit your local branch.
Right now, CorTrust Bank only offers one personal credit card, the CorTrust Bank CorPlatinum Credit Card. The card gives N/A spent on purchases, and requires at least good credit for approval. Plus, the CorTrust Bank CorPlatinum Credit Card has a $0 annual fee.
What's the CorTrust credit card phone number for customer service?
The CorTrust credit card phone number for customer service is (800) 252-0048. By calling this number, you will directly get in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
If you can't or don't want to talk to the CorTrust credit card customer service over the phone, you can reach them online. Just fill out the contact form and click on the “Submit” button.
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How do I check my CorTrust Bank credit card application status?
You cannot check your CorTrust Bank credit card application status.
If you're not approved instantly, expect a decision about your application in approximately 7 to 10 business days.
How long is a CorTrust Bank credit card grace period?
A CorTrust Bank credit card grace period is at least 25 days, lasting from the end of the billing cycle until the payment due date. You can find your grace period listed on the monthly statement. If you pay your statement balance in full every month, CorTrust Bank will not charge you any interest.
Keep in mind that you are not required to pay the entire balance by the due date. But if you decide to pay less...
Do you offer MasterCard credit cards?
How do I check my CorTrust CorPlatinum card application status?
You can check your CorTrust Bank CorPlatinum Credit Card application status by calling customer service at (605) 995-7984. You'll need to provide personal information so that CorTrust Bank can match you to your application. It should only take a few minutes to find out whether your application is approved, denied, or pending.
Typically, you'll receive CorTrust Banks's decision on your application within 10-15 business days. Some applicants might be approved sooner than that. If you haven't heard back within...
How can I track the delivery of my CorPlatinum Credit Card?
Unfortunately, you cannot track the shipping for your CorTrust Bank CorPlatinum Credit Card.
Keep in mind that it usually takes up to 14 days to get the card once you've been approved. If it's been longer than that but you still haven't received you card, you should call customer service at (605) 996-0554 to check on it.
What's the CorTrust Bank credit card APR?
CorTrust Bank only has one credit card, the CorTrust Bank CorPlatinum Credit Card. This card has a purchase intro APR offer of 0% for 6 months and a transfer intro APR of 0% for 6 months.
The CorTrust Bank CorPlatinum Credit Card's regular APR is 14.49% - 21.49% (V), based on each cardholder's creditworthiness. The V at the end stands for “Variable” and means that the APR can change based on the Prime Rate. Furthermore, cash advances have an APR of 21.49% (V).
What's the starting CorTrust CorPlatinum credit limit?
Your CorPlatinum credit limit will be determined based on your income, debt and credit history. There's no way to tell in advance.