SAFE exists only to serve their members, and when you join, you also become an owner. Their not-for-profit structure allows their members to enjoy generally higher dividends on savings, lower loan interest rates, and fewer fees. SAFE offers a variety of products, including personal checking, personal savings, mortgage loans and home equity loans, personal... show more
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SAFE Federal Credit Union Reviews
5
25%
4
15%
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10%
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10%
1
40%
2.8
20 reviews
20 reviews
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SAFE Federal Credit Union
EmberCarder @EmberCarder
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1 Star Rating
I opened an account with them over two weeks ago, and they still haven't given me access to my money. They won't let me use it. What's the point of having a bank if I'm going to struggle to get by because they don't release my funds? I would have been better off cashing my check at Walmart and getting a prepaid Visa. I have not been able to eat because they won't let me use my money. Waiting on them to allow me access to my funds for this long is unacceptable.
I was a long-term member at SFCU for years until I lost my job, defaulted on my loan, and they locked me out of my account. They then withdrew the money I had put in my children's accounts and froze them. My husband was calling the member service center for help with his account today; they asked him for information, and he couldn't find it. After listening to him struggle for a few minutes, I explained to him what they asked for, and she immediately said she could not help him because she heard me talking to him. We have abandoned all accounts; we will not be back, and we advise you not to do business with this bank. To top it all off, the branch manager in Sumter, SC doesn't want her tellers to say Happy Hanukkah. We have a Jewish family.
Safe Federal is a terrific Credit Union. I've been a member for 47 years now and they have always been there for me. I joined the Credit Union when my oldest son joined the Air Force right after he graduated from High School.
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Product: SAFE Federal Credit Union Personal Loans
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SAFE Federal Credit Union
Tina @tinamariestubbs
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5 Star Rating
Verified Customer
We were in a pinch when I lost my job. We borrow $2k to help with expenses and we managed to not to fall behind on any of our bills before I got back to work. I appreciate how easy it was to get this loan that is now paid in full!
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Product: SAFE Federal Credit Union Personal Loans
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SAFE Federal Credit Union
Tara @taralynndubose
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5 Star Rating
Verified Customer
Great fast loan low interest I've banked with safe since I was 16 it's a great bank and they automatically take loan payment out it only took 10 mins to apply
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Product: SAFE Federal Credit Union Personal Loans
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SAFE Federal Credit Union
Yolanda @brighteyes4424
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5 Star Rating
Verified Customer
Love my car interest rate love the car. The salesperson was terrific the experience at the dealership was thr best one I experience everything was great.
Overall horrible business with terrible customer service. This bank is just out to cash grab wherever they can. Do not recommend for anyone who serves in the armed forces.
I have been a member of SAFE for some time now and, all I can say is bad. I have two checkings and one saving with them. I needed to pay my light bill and, they charged me 30.00 per day for that one bill even after they transferred the money over. I am now in the process of looking for another credit union because I am not paying for something that is going to be taken out of my account away.
Absolutely worst credit union there is. I would give them 0 Stars if I could. Have been a member in good standing for over 40 years and they treat me like an expendable statistic. I have had to contact them several times in the past 6 months for them to correct payments that were made well in advance of the due date. It appears to me that it is the new generation (millennials) that have changed the face and character of banking with them. There was a time when they treated members with respect and made you feel proud to be a member, but those days are gone. Do yourself a favor and find an online banking institution that will treat you with more respect, plus pay you more interest on your savings. Discover and Ally are two great banks to name a few. For the record, I am not an employee or partner for either of these banks, just an appreciated member.
I have memberships at three credit unions and Safe by far is the worst! I have been working diligently to increase my credit score and my other banking institutions have approved me for credit cards and lines of credit to assist with my debt to credit ratio. Safe has done absolutely nothing. I don’t understand what type of help they claim they provide to their members.
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SAFE Federal Credit Union Offers
Car Loans
Checking
Credit Cards
Home Equity
Investments
Mortgages
Personal Loans
Savings
CDs
SAFE Federal Credit Union Q&A(1 question)
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