Visa® Traditional Rewards Credit Card
- Credit-building card
- Cash back on all purchases
- Fixed-interest rate
The card that makes college—and beyond—a little easier
Build a solid credit history for a house, car and more down the road. Shop in stores and online. Buy tech gear, textbooks, t-shirts or Tuesday night tacos. Purdue students can use a Visa® Traditional Credit Card to help pay for just about anything- and get a little extra in return. Plus, you can choose one of our exclusive Purdue card designs.
Choose an Exclusive Purdue University Card Design
Credit Card Features
Build a Strong Financial Future
- Build your credit while you're in school (which, if done well, could help you get a larger loan for a car, a home and more later)
- Students ages 18 and older can qualify without a co-signer
- Manage your modest credit line while you're a student and qualify for a higher line after graduation
- Access free financial education and credit counseling
Know the Basics
- 1.9% intro APR on purchases, balance transfers and cash advances for an entire year with a 13.5%-17.5% fixed APR thereafter13.b
- No Annual Fee (and no fees for cash advances or balance transfers)14.b
Make Secure Payments
- Connect your card to your digital wallet for easy, secure payments
- Monitor card activity through our mobile app
- Contactless payments with tap to pay
Earn Unlimited Perks
- Unlimited Cash Rewards let you earn 1 point per $1 spent, redeemable instantly; potentially earn up to .75 additional points per $1 spent, redeemable monthly based on My Member Perks®
Additional Features
- Cell phone protection
- Special offers & discounts
- Auto rental collision damage waiver
- 24/7 travel & emergency assistance
- NortonLifeLock™
What You'll Need to Apply
- Verifiable income
- An unexpired government-issued ID (driver's license, Social Security card, etc.)
FAQs
Purdue Federal Cash Rewards is a cash back only program for our Visa credit cardholders. You can redeem credit card rewards points as instant cash back into your checking or savings account, or as a donation to Purdue for Life (formerly Purdue Alumni Association) or John Purdue Club. Rewards points earned by all credit cards on the same account will be automatically combined and available for redemption through digital banking. Learn more.
Call 888.891.2435 from the home phone number on file with your account get receive a new PIN for your Purdue Federal Visa® Debit or Credit Card.
Apply for a Purdue Federal Visa® Credit Card online or at one of our branches.
In order to to be eligible for membership with Purdue Federal Credit Union you must be a part of one of our many Select Employee Groups (SEGs). See if you fall under one of our SEGs here.
If your card is lost or stolen, contact us immediately via digital banking, by calling 800.627.3328, or by stopping by a branch. We will block your card so it cannot be used and get you a new card.
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.
13.b Subject to credit approval. Visa Traditional: 1.9% Introductory APR for 12 months from date of account opening, then 15.5%-17.5% fixed APR based on creditworthiness. No Annual Fee. No Transaction Fees on balance transfer and cash advances. Up to 1% Foreign Transaction Fee on each transaction after conversion to U.S. dollars on Visa Traditional Rewards. Late Payment Fee up to $25. Returned Payment Fee up to $25. Other terms and conditions may apply. Membership eligibility required. Current Purdue Federal Visa accounts do not qualify for introductory promotion. Balance transfers and cash advances not eligible to earn rewards points.