Why Sun Life Financial for variable annuities

Our variable annuities—and their optional living benefits—are attractive in any market. They provide protection when markets are down, and growth potential when markets are up. Our living benefits have never been more timely or valuable given recent economic conditions because they can actually help you recover from market loss by helping to rebuild your future retirement income.

What needs we address

As long-term financial vehicles issued and guaranteed by an insurance company, variable annuities are specifically designed to help you:

Build your retirement assets with growth potential in up markets and protect your income in down markets
Protect your beneficiaries with a death benefit
Guarantee your income for either a set period of time or the rest of your life

What advantages we offer

An array of annuity options, including our series of Masters and Masters NY variable annuities
Optional living benefits offering the potential to protect and grow your income over time¹.
A proven history of financial strength backing all our annuity guarantees
A broad selection of investment options managed by leading investment firms

Access your account

In the spotlight

Educational guides

Learn the basics about annuities.

Download our retirement survival guide.

Our solutions

Variable annuities

Masters product suite

Masters NY product suite

Service requests

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Other annuities

The Masters I Share variable annuity is only available for sale with certain firms. Please check with your financial professional for availability. View the prospectus.

1. The optional living benefits are available only at issue for an additional cost, and are subject to conditions and limitations. Failure to abide by these restrictions could severely impact or eliminate the guarantees offered by these benefits. Please read the variable annuity prospectus carefully to learn more about these benefits and their terms in detail.

Variable annuities are long-term investment vehicles designed for retirement purposes and are subject to market fluctuation, investment risk, and possible loss of principal.

You should carefully consider the investment objectives, risks, charges and expenses of an investment in a variable annuity. The prospectus contains this and other important information. Please read the prospectuses for the variable annuity product (Masters; Masters NY) and the underlying investment options carefully before investing or sending money.

Guarantees are based on the claims-paying ability of the issuing insurance company. Guarantees do not apply to the performance or safety of amounts held in the variable sub-accounts. Products and features may not be available in all states.

Variable annuities are issued by Sun Life Assurance Company of Canada (U.S.) (Wellesley Hills, MA) in all states except New York. In New York, the contracts are issued by Sun Life Insurance and Annuity Company of New York (New York, NY). All products are distributed through Sun Life Financial Distributors, Inc. All three companies are members of the Sun Life Financial group of companies.

NOT FDIC/NCUA INSURED - MAY LOSE VALUE - NO BANK/CREDIT UNION GUARANTEE -
NOT A DEPOSIT - NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

SLPC 22610 (10/11) (Exp. 10/13)